Bharath Kumar

https://www.phonepe.com/

Pioneering India's fintech revolution, PhonePe empowers millions with UPI-based digital payments and financial services.

- Spearheaded the architecture, design, and Kubernetes deployment for amicroservices lending platform using Golang and Java, handling critical financial transactions and delivered the Minimum Viable Product(MVP) within 5 months to serve 500 Mn+ users.

- Led the security enhancement of a Loan Origination System, designing and implementing a custom DB-backed state machine service with pluggable auditing, reconciliation, and robust protection for sensitive financial data.

ZestMoney is a fintech company based in India that offers digital lending and EMI (Equated Monthly Instalment) services to customers for purchasing products.

- Architected and built time-critical RBI compliance projects (React), developed a reusable design system, and implemented a Backend for Frontend (BFF) using NestJS to boost frontend observability. This drove a 40% funnel conversion uplift and enhanced product discoverability.

- Architected a scalable, event-driven client architecture using Golang, Redis, and Server-Sent Events, reducing server load by 70% and latency by 30% for a more responsive user experience.

- Engineered a flexible, scalable mock service using NodeJS and Postgres to save 50% in integration testing time across eight services, accelerating issue resolution and enhancing product robustness.

https://bettermode.com/

Bettermode is a no-code SaaS community platform with a customizable and extendible online presence.

- Optimized a microservices architecture serving 20,000+ communities by leading a global team and designed GraphQL proxy and Billing microservices to achieve sub200ms transaction latency.

- Orchestrated the development and maintenance of critical front-end components, including Feed, Editor, Search, Notifications, and Authentication, using cutting-edge technologies like React, Typescript, and NextJS.